Wednesday 22Apr09 – Yesterday Val and I had someone from a mortuary come over so we could take time to plan ahead and plan out what caskets we wanted for when we die, what sorts of flowers, the program itself, etc. It was really educational, in many ways. For instance, dying with any sort of dignity is expensive: my choices totaled ~$11k, which is a lot for being dead.
We looked over casket options, vault options (which are the concrete boxes they put the casket in in the ground), flower choices, favorite songs/hymns, living wills, last wills and testaments, cremation options- you name it, we probably looked at it.
The great part about this is that we decided on our options, and started putting money towards these inevitable expenses. An insurance company gets the money and saves it for us. When we have paid off our term, our funeral expenses are paid for, and the financial and emotional burden won’t have to fall to a shell-shocked, grieving person who may not have the moolah to pay for all of the services necessary. Even better, the $ will gain interest, and will stay ahead of inflation, so even the flowers will be able to be paid for when the time comes.
I think the best part is that we were able to make these choices objectively now, instead of leaving it to someone later to have to deal with. This, in my opinion, is the worst thing, besides repentance, to leave until it is too late- I mean, can you imagine the crushing weight of +$11k of services being dropped on your family, who probably can’t pay it anyway? Better to face my own mortality, make the choices now, make the payments, and then be done with it.
So, it was extremely educational, and helped immensely with our peace of mind. I highly recommend that every person who reads this call up their local mortuary and plan for their future. Those people you leave behind, which there inevitably are, will thank you.
‘Don’t be afraid, but face your fears, that you may become stronger...’
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